Partner of Demarest’s Insurance and Reinsurance practice, Luciana Prado holds specializations in Civil Procedure and Contract Law from the Pontifical Catholic University of São Paulo (PUC-SP), where she also completed her bachelor’s degree in Law. Luciana has more than 20 years of experience in regulatory consultancy for the Insurance and Reinsurance, Supplementary Pension (open and closed) and Supplementary Health sectors, serving clients on issues related to the drafting and negotiation of distribution contracts for supplementary insurance and pension products, analysis of reinsurance contracts, negotiation of partnership contracts in supplementary health plans and in spin-off, merger, withdrawal of sponsorship and transfer of management processes for closed supplementary pension plans. Luciana also operates in mergers and acquisitions and corporate restructuring of such sectors. She is listed in the main national and international legal publications, such as Chambers & Partners, The Legal 500, Who’s Who Legal and Análise Advocacia 500.
01/03/2021SUSEP publishes Public Consultation Notice 04/2020, which provides for the use of remote means in insurance, open pension plan and capitalization operations
22/02/2021SUSEP Publishes Circular No. 621/2021 Providing for New Criteria for the Operation of Damage Insurance
11/02/2021SUSEP Public Consultation No. 03/2021: Modifies Rules on the Approval of the Registration and Accreditation Systems of the Registering Entities for Operations Involving Insurance, Open Pension Funds, Capitalization and Reinsurance
04/02/2021National Health Agency’s Public Consultation (No. 83/2021) on the calculation of regulatory capital in the supplementary health sector
— Advised a German insurance multinational on the opening of its reinsurance and reinsurance operations in Brazil, including approvals before the Superintendency of Private Insurance – SUSEP.
— Advised an American insurance company in the negotiation with a Brazilian bank conglomerate insurer in the transfer of a portfolio of large risks, including negotiation of contracts and approvals before SUSEP and CADE.
— Advised a Brazilian bank conglomerate insurer in setting up a joint venture with a Swiss insurance and reinsurance group for the operation of high-risk insurance.
— Advised a Swiss bancassurance and insurance group with the Brazilian subsidiary of Spanish bank;
— Advised a benefits administrator in obtaining authorization from the National Supplementary Health Agency (ANS) in obtaining authorization to include priests and pastors in collective contracts for membership.
— Specialization in Contracts from Pontifícia Universidade Católica de São Paulo (PUC-SP), São Paulo, Brazil (2009)
— Specialization in Civil Procedure from Pontifícia Universidade Católica de São Paulo (PUC-SP), São Paulo, Brazil (2005)
— Bachelor of Laws from Pontifícia Universidade Católica de São Paulo (PUC-SP), São Paulo, Brazil (2001)
— Member of the International Association of Insurance Law (AIDA)
— Co-author of the “Brazil” chapter “Insurance & Reinsurance”, European Lawyer Reference Series, 2012.
— Co-author of the “Brazil” chapter “Insurance & Reinsurance in 33 jurisdictions Worldwide”, Getting the Deal Through, 2008-2009.
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